BRAVE Guides
Everything about the BRAVE standard — by bank, property type, software, and data fields.
Software
BRAVE CSV Format Guide
Technical guide to the BRAVE CSV file format for appraisal data. Covers column structure, data types, encoding rules, and common formatting errors.
BRAVE Excel Template Download
Download and use the BRAVE Excel template for appraisal data submission. Covers field layout, data entry tips, and export to XLSX or CSV format.
Export BRAVE from ARGUS
How to export BRAVE-format appraisal data from ARGUS Enterprise and ARGUS DCF. Covers export setup, field mapping, and validation steps.
Export BRAVE from Valcre
Step-by-step guide to exporting BRAVE-format appraisal data from Valcre. Covers settings, field mapping, validation, and troubleshooting.
Data Fields
BRAVE Cap Rate Fields Explained
Deep dive into BRAVE capitalization rate fields. Covers overall cap rate, terminal cap rate, discount rate, and derivation method documentation.
BRAVE Income & NOI Fields
Complete guide to BRAVE income approach fields. Covers PGI, vacancy, EGI, operating expenses, NOI, and line-item expense categories for CRE appraisals.
BRAVE Valuation Fields Guide
Guide to BRAVE valuation conclusion fields. Covers as-is, as-stabilized, as-complete values, valuation approach reconciliation, and exposure time.
Compliance
BRAVE Compliance Checklist
Pre-submission compliance checklist for BRAVE appraisal data files. Covers required fields, validation steps, and common issues to review before delivery.
BRAVE vs Manual Data Entry
Compare BRAVE automated appraisal data delivery against manual data entry. Covers error rates, processing time, cost, and compliance benefits.
Common BRAVE Validation Errors
The most common BRAVE appraisal data validation errors and how to fix them. Covers math errors, formatting issues, missing fields, and range violations.
Property Types
BRAVE Fields for Hospitality
Guide to BRAVE appraisal fields for hotels and hospitality properties. Covers RevPAR, ADR, occupancy, departmental income, and FF&E reserves.
BRAVE Fields for Industrial
Guide to BRAVE appraisal fields for industrial properties. Covers warehouse, flex, and manufacturing data fields, clear heights, and dock counts.
BRAVE Fields for Multifamily
Complete guide to BRAVE appraisal fields for multifamily properties. Covers unit mix, rental income, NOI, and valuation fields for apartments.
BRAVE Fields for Office Properties
Guide to BRAVE appraisal fields for office buildings. Covers lease data, tenant rollover, operating expenses, and valuation fields for office CRE.
BRAVE Fields for Retail Properties
Guide to BRAVE appraisal fields for retail properties. Covers percentage rent, tenant sales, CAM charges, and retail-specific valuation data.
Banks
BRAVE Guide for Bank OZK
How to submit BRAVE-format appraisal data to Bank OZK. Covers required fields, submission formats, and common pitfalls for CRE lenders.
BRAVE Guide for JPMorgan Chase
Submit BRAVE-format appraisal data to JPMorgan Chase. Learn required fields, formatting rules, and how to avoid common rejection triggers.
BRAVE Guide for Wells Fargo
How to format and submit BRAVE appraisal data to Wells Fargo. Covers field requirements, validation rules, and tips for CRE appraisers.
BRAVE for Community Banks
How community banks can adopt the BRAVE appraisal standard. Covers implementation steps, required fields, and benefits for smaller CRE lenders.
BRAVE for Regional Banks
How regional banks implement the BRAVE appraisal standard at scale. Covers API integration, validation workflows, and portfolio analytics.